Disclaimers.

Hanna Hillen Financial Services is a trading name of Hanna Hillen Financial Planning Ltd which is an appointed representative of Best Practice IFA Group Ltd which is authorised and regulated by the Financial Conduct Authority.

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Hanna Hillen Financial Planning Ltd. Registered in Northern Ireland No NI684164. Registered Office 85/87 Hill Street, Newry, Co Down BT34 1DG

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Directors: David R Hanna MBE DipPFS, James Hanna MSc(i) APFS, Alma S Hanna

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Best Practice Group Ltd, Registered in England No. 0449063. Registered Office:  Holmwood House, Langhurstwood Road, Horsham England RH12 4QP

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Hanna Hillen Financial Services is entered on the FCA register (https://register.fca.org.uk/) under reference 969026.

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The guidance and/or advice contained within this website are subject to the UK regulatory regime and are therefore targeted at retail consumers based in the UK.

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The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service, please visit www.financial-ombudsman.org.uk

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This message (and any associated files) is intended only for the use of the individual or entity to which it is addressed and may contain information that is confidential, subject to copyright and protected by law. If you are not the intended recipient you are hereby notified that any disclosure, dissemination, copying or distribution of this message, or files associated with this message, is strictly prohibited. If you have received this message in error, please notify us immediately by replying to the message and the administrator at enquiries@hanna-hillen.com and deleting it from your computer. Messages sent to and from us may be monitored.

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Internet communications cannot be guaranteed to be secure or error-free as information could be intercepted, corrupted, lost, destroyed, arrive late or incomplete, or contain viruses. Therefore, we do not accept responsibility for any errors or omissions that are present in this message, or any attachment, that have arisen as a result of e-mail transmission. If verification is required, please request a hard-copy version. Any views or opinions presented are solely those of the author and do not necessarily represent those of the company.